6 Best Credit Cards for Freelancers & Side Hustlers of 2021 – Latest News

Curated by WorkingFromHome

This article is an excerpt from the original article found in the Read More link – please follow for full article.

Advertiser Disclosure: This post includes references to offers from our partners. We receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer.

Driving for a ridesharing app like Uber or Lyft or a food delivery app like DoorDash or Instacart. Working as a writer or graphic designer for hire. Teaching English online in your spare time. These are among the most popular side gigs and freelance opportunities for people looking to earn extra income.

These solopreneurs count as self-employed individuals — small-business owners, technically — and are typically eligible for many small-business credit cards. This is true even for those with no plans to turn their side business into a full-time enterprise.

What follows is a list of the best credit cards for freelancers and side hustlers hoping to earn rewards for business-related purchases and raise their business credit score in the process.

Best Credit Cards for Freelancers and Side Hustles

The best small-business credit cards for freelancers and side hustlers pair modest annual fees — if they have annual fees at all — with generous rewards programs whose bonus categories favor general spending or a broad range of everyday business expenses.

Many have attractive sign-up bonuses — also known as welcome offers, welcome bonuses, or early spend bonuses, depending on the issuer.

1. Chase Ink Business Unlimited® Credit Card

Sign-Up Bonus Worth $750; Earn Unlimited 1.5% Cash Back on All Eligible Purchases

Chase Ink Business Unlimited® is a popular small-business cash-back credit card with no annual fee.

Like the Chase Freedom Unlimited® Credit Card, its roughly equivalent personal credit card, it earns unlimited 1.5% cash back on eligible purchases. Unlike Freedom Unlimited, Ink Business Unlimited has no spending categories at all, so it’s very simple to calculate your expected return on spending.

Ink Business Unlimited also has an amazing sign-up bonus for cardholders able to spend $7,500 in eligible purchases during the first three months. The introductory 0% APR promotion on purchases is rare to find on a business credit card too.

  • Sign-Up Bonus: Earn $750 bonus cash after spending $7,500 in eligible purchases within the first three months after account opening.
  • Key Fees: The foreign transaction fee is 3%, but there is no annual fee or fee for authorized users (employee cards).
  • Introductory APR: Enjoy 0% APR on purchases for 12 months from account opening.
  • Regular APR: Following the close of the promotional period, the regular purchase APR ranges between 13.24% to 19.24% variable. The exact rate depends on your personal creditworthiness and prevailing interest rates.
  • Other Perks: This card has some additional fringe benefits worth noting, including purchase protection on covered items (for 120 days after purchase, up to $10,000 per claim) and complimentary auto rental insurance when you pay for your rental in full with your card.

See our Chase Ink Business Unlimited Card review for more information. Learn more about this card and find out how to apply here.

Apply Now


2. Chase Ink Business Cash® Credit Card

Sign-Up Bonus Worth $750; 5% Cash Back on Telecommunications Purchases & Purchases at Office Supply Stores; 2% Cash Back on Purchases at Gas Stations & Restaurants

The Chase Ink Business Cash® Credit Card is another Chase-issued business card with no annual fee.

Its sign-up bonus is identical to Ink Business Unlimited’s, and its rewards program is more generous for freelancers and side hustlers who frequent office supply stores, gas stations, and restaurants.

Its bonus categories break down as follows:

  • Earn 5% cash back on the first $25,000 in combined annual purchases at office supply stores and on Internet, cable, and phone services.
  • Earn 2% cash back on the first $25,000 in combined annual purchases at gas stations and restaurants.
  • Earn 1% cash back on all other eligible purchases, with no spending caps or restrictions.

Otherwise, this card has the same great lineup of perks and benefits as Ink Business Unlimited.

  • Sign-Up Bonus: Earn $750 bonus cash back after spending $7,500 within three months of signing up for your account.
  • Key Fees: There’s no annual fee. The foreign transaction fee is 3%.
  • Introductory APR: Enjoy 0% APR on purchases for 12 months.
  • Regular APR: When the introductory period ends, the regular purchase APR rises to between 13.24% and 19.24% variable, depending on your personal creditworthiness and prevailing interest rates.
  • Other Perks: Fringe benefits include Chase’s Purchase Protection plan, which covers new purchases against damage or theft for 120 days (up to $10,000 per claim and $50,000 total per account). Plus, enjoy complimentary extended warranty protection for an additional year on items with original warranties of three years or less.

See our Chase Ink Business Cash Card review for more information. Find out how to apply for this card here.

Apply Now


3. American Express Blue Business Cash™ Card

Earn 2% Cash Back on the First $50,000 in Eligible Purchases

The American Express Blue Business Cash™ Card has an excellent rewards program that favors everyday business spending, no annual fee, and a 12-month 0% APR introductory promotion for purchases.

For rewards-hungry side hustlers, the highlight of Blue Business Cash is its rewards program, which pays 2% cash back on the first $50,000 per year in combined eligible purchases. Purchases over this annual spending cap earn 1% cash back.

Terms and conditions apply — see rates and fees.

  • Key Fees: There’s no annual fee for this card. The foreign transaction fee is 2.7%, and late and returned payments cost up to $39.
  • Introductory APR: Enjoy % APR for 12 months from account opening on purchases. For rates and fees of the American Express Blue Business Cash™ Card, please visit this rates and fees page.
  • Regular APR: Following the end of the introductory period, the variable regular APR rises to a range between 13.24% and 19.24% variable, depending on your personal creditworthiness and prevailing interest rates. See rates and fees for more details.
  • Terms and Conditions Apply: See rates and fees.

See our American Express Blue Business Cash Card review for more information. Find out how to apply for this card here.

Apply Now

For rates and fees of the American Express Blue Business Cash™ Card, please visit this rates and fees page.


4. The Blue Business® Plus Credit Card from American Express

Earn 2X Points on up to $50,000 in Purchases per Year

The Blue Business® Plus Credit Card from American Express is another no-annual-fee business credit card that’s ideal for freelancers.

Like Blue Business Cash, its rewards program favors everyday business purchases and pays double (2 points per $1 spent) on eligible purchases up to the first $50,000 in combined annual spending, after which eligible purchases earn 1 point per $1 spent.

Also like Blue Business Cash, it has a solid 0% APR introductory promotion.

Terms and conditions apply — see the full list of rates and fees.

  • Key Fees: This card has no annual fee. The foreign transaction fee is 2.7%, late and returned payments cost up to $39, and balance transfers cost $5 or 3%.
  • Introductory APR: Enjoy 0% APR on purchases for 12 months from your account opening date. Thereafter, variable regular APR applies, based on your creditworthiness and other factors. For rates and fees of the Blue Business® Plus Credit Card from American Express, please visit this rates and fees page.
  • Regular APR: The variable regular APR for purchases rises to between 13.24% and 19.24% variable following the end of the introductory period. The exact rate depends on prevailing interest rates and your personal creditworthiness. Please visit this rates and fees page for more detail.
  • Terms and Conditions Apply: See rates and fees.

See our Blue Business Plus Card from American

Commentary:
Some interesting news and links can be read on this complete post.

For the Full Article
You can Find it Here: 6 Best Credit Cards for Freelancers & Side Hustlers of 2021

You May Also Like…

36 Best Ways to Make Money from Home (Legitimate) – Latest News

36 Best Ways to Make Money from Home (Legitimate) – Latest News

When the coronavirus pandemic hit, millions of office-based Americans abruptly transitioned to full-time work-from-home arrangements, ostensibly on a temporary basis. But according to a 2020 survey by the Pew Research Center, more than half of those who began working from home during the pandemic actually prefer remote employment. More than three-quarters have adequate workspaces and at-home business technology, according to Pew, and more than half enjoy flexible scheduling that allows them to stop and start work at their discretion. Even before the pandemic, employers were offering ever more flexible work arrangements in a bid to attract younger workers who prefer the freedom to perform their duties from just about anywhere. COVID-19 pushed remote employment into the mainstream, hard. But these days, you don’t even have to have a traditional 9-to-5 job to take advantage of the work-from-home trend. Whether your goal is to build a sustainable passive income stream or…

Top 9 Equity Crowdfunding Sites for Investors & Entrepreneurs – Latest News

Top 9 Equity Crowdfunding Sites for Investors & Entrepreneurs – Latest News

Equity crowdfunding is one of the most popular nontraditional startup financing options for early-stage businesses because it offers a compelling win-win proposition for investors and founders. Equity crowdfunding platforms like the ones on this list give risk-tolerant investors access to equity offerings that, if the companies making them find success, could dramatically increase in value over time — especially if the raise eventually leads to an initial public offering (IPO). And they provide capital-hungry entrepreneurs with vital backing at a stage when risk-averse banks, private equity firms, and even some venture capital investors are loath to get involved. Some equity crowdfunding portals are better than others, however. The best options for founders and potential investors alike offer a range of deal structures, some with investment minimums that are manageable for everyday investors. Equity Crowdfunding Sites for U.S. Investors and Business Startups These are the best crowdfunding platforms available to U.S.-based…

Working From Home TV …

Tips to enhance your own website…

How to “Easily” Create Custom WooCommerce Thank You Pages – Website Tips

How to “Easily” Create Custom WooCommerce Thank You Pages – Website Tips

Do you want to easily create a custom WooCommerce thank you page? A custom thank you page for order confirmation is a great way to connect with your new customers and even get additional sales. In this article, we’ll show you how to create a custom WooCommerce thank you page, step by step. Why Customize a WooCommerce Thank You Page in WordPress? Creating a custom WooCommerce thank you page gives you a way to connect with your customers when they make a purchase. The order confirmation or thank you page may seem like a small part of your online store, but it can actually be a very valuable part of your sales process. The problem is that default WooCommerce thank you page isn’t really optimized for conversions. This is why smart business owners build a well-designed and high-converting thank you page to replace the default option. There are a lot…

How to Connect Microsoft Outlook to WordPress (Step by Step) – Website Tips

How to Connect Microsoft Outlook to WordPress (Step by Step) – Website Tips

Are you looking for a way to use your Microsoft Outlook account to send emails from your WordPress website? Connecting Microsoft Outlook with WordPress helps improve email deliverability by making sure that your emails reach your subscriber’s inbox, even if you’re sending a lot of them. In this article, we’ll show you step by step how to connect Microsoft Outlook to WordPress. Why Use Microsoft Outlook to Send WordPress Emails? Using Microsoft Outlook is a great option for business owners who regularly use Office 365. You can use your existing account to send emails to your subscribers from your WordPress website. The best part about using Outlook is that it allows you to send a lot of emails at once. You can send up to 10,000 emails per minute, which is a much higher limit than other mailing services. If you have a busy online store, then this will help…

What’s Coming in WordPress 5.8 (Features and Screenshots) – Website Tips

What’s Coming in WordPress 5.8 (Features and Screenshots) – Website Tips

WordPress 5.8 beta is out with an expected release date of July 20th, 2021. It will be the second major release of the year and comes with lots of new features and improvements. We’ve been following the development closely and trying out the new features on our test sites. In this article, we’ll show you what’s coming in WordPress 5.8 with features and screenshots. Note: You can try out the beta version on your computer or on a staging environment by using the WordPress Beta Tester plugin. Introducing Template Editor WordPress 5.8 will ship with the new template editor. It is a step towards creating a full site editing tool using the block editor, which means you can expect it to get better with future releases. The template editor allows you to create and save templates for your WordPress website and use them later for any post or page. Switching…

0 Comments

Submit a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.